First edition · Jul 29, 2026
Referral Offer Transparency Report
A public snapshot of what 30 verified offers actually ask people to do—and what they receive in return. Every number below is calculated from Referral Quest’s current published inventory.
This is a study of Referral Quest’s verified catalogue, not a census of every referral program on the internet.
Why publish this
Referral headlines hide very different kinds of work
A “bonus” can mean cash after funding an account, a discount spread across several purchases, stock that depends on deposits, service credit, or simply access to a free plan everyone can use. Putting those offers in one structured dataset makes the differences visible instead of flattening them into one promotional list.
The public files intentionally exclude referral codes, tracking links, owner commissions and private program terms. They contain only facts already visible on the offer guides.
Inventory
Offers by category
Software is the largest section of the current catalogue. The report does not weight categories to make the inventory look balanced.
Visitor value
What the visitor receives
General product access means the approved link does not add a referral-specific discount or credit. Those listings are kept separate from genuine referral-linked benefits.
Eligibility
Geographic framing
This classifies the offer described by each guide. It does not claim that the provider itself operates only in that market.
Qualification
Explicit requirements
One offer can carry several requirements, so these counts do not add up to the catalogue total.
The clearest finding
6 listings do not add a referral-specific visitor benefit
Those pages can still be useful product and pricing guides, but they are labelled differently and stay out of the bonus ranking. A free tier or starting price available to everyone is not presented as a special reward for using this site.
The compact table shows the fields most useful for comparison. Downloads also include the complete public requirement text with raw referral codes removed, requirement tags, source counts and canonical guide URLs.
| Offer | Category | Visitor value | Benefit position | Last checked |
|---|---|---|---|---|
| Wealthsimple | Finance | $25 bonus | Referral-linked benefit | |
| Questrade | Finance | $50 bonus | Referral-linked benefit | |
| Interactive Brokers | Finance | Up to $1000 USD in IBKR stock for an eligible new U.S. client | Referral-linked benefit | |
| Tangerine | Finance | $50 bonus | Referral-linked benefit | |
| KOHO | Finance | 3 months of KOHO Everything free (advertised value $66) | Referral-linked benefit | |
| EQ Bank | Finance | $20 welcome bonus | Referral-linked benefit | |
| Newton | Crypto | $20 CAD welcome bonus | Referral-linked benefit | |
| Shakepay | Crypto | $20 referral bonus | Referral-linked benefit | |
| Coinbase | Crypto | CA$30 bonus | Referral-linked benefit | |
| Crypto.com | Crypto | Up to $65 USD in CRO for eligible Canadian users | Referral-linked benefit | |
| Rakuten Canada | Cashback | $30 bonus | Referral-linked benefit | |
| Freedom Mobile | Cashback | $25 service credit | Referral-linked benefit | |
| Uber Eats | Food | $40 off as $20 off 2 orders | Referral-linked benefit | |
| Instacart | Food | $10 off | Referral-linked benefit | |
| Uber | Transportation | 40% off 2 rides, up to CA$10 off per ride | Referral-linked benefit | |
| Lyft | Transportation | 60% off 2 rides in City of Toronto | Referral-linked benefit | |
| Viture | Products | 10% off sitewide | Referral-linked benefit | |
| Viture | Products | $50 off | Referral-linked benefit | |
| DigitalOcean | Software | $5 in free credits | Referral-linked benefit | |
| NordVPN | Software | Up to 75% off plus 3 extra months | Referral-linked benefit | |
| NordPass | Software | 50% off NordPass Premium | Referral-linked benefit | |
| aloSIM | Software | Travel eSIM plans from US$3.50 | No referral-linked benefit | |
| TorBox | Software | Up to 84 extra days free | Referral-linked benefit | |
| Sider | Software | Browser access to Kimi and other AI models | No referral-linked benefit | |
| Novita AI | Software | Kimi K3 access without a monthly subscription | No referral-linked benefit | |
| OpenCode Go | Software | $5 in OpenCode credit and a $5 first month | Referral-linked benefit | |
| ElevenLabs | Software | 50% off the first month — pay $11 instead of $22 | Referral-linked benefit | |
| Synthesia | Software | A free Basic plan with 10 minutes of AI video a month and no credit card required | No referral-linked benefit | |
| Undetectable AI | Software | A free tier that rewrites up to 250 words with no payment | No referral-linked benefit | |
| TruthScan | Software | A free plan with 25 detection results a month, including full API access | No referral-linked benefit |
Methodology
What was counted—and what was not
Snapshot the active catalogue
The denominator is the 30 offer records publicly available onJul 29, 2026. Drafts, pending applications, dormant programs and the withdrawn Cursor referral are excluded.
Use the public visitor facts
Category, reward, requirement text, official-source count and verified date come directly from the same content records that render the public guides.
Classify without inflating
A benefit is “referral-linked” when the referral or approved offer route carries actionable visitor value. General free plans, normal starting prices and ordinary product access are separated.
Make omissions visible
Geographic labels describe the offer in the guide, not the provider’s entire global footprint. Requirement tags are added only when the published requirement states them explicitly.
Limitations
- This is Referral Quest’s selected inventory, so it should not be generalized to every referral program.
- Offer terms change. The last-verified date is part of every record and should travel with any quoted number.
- Reward values use different currencies and forms, so this report does not add them into a misleading market total.
- Product quality, conversion rates and customer outcomes are outside the scope of this dataset.
For the underlying checking process, read How Referral Quest verifies offers.
Reuse and attribution
Cite the dated edition
You may quote the findings or reuse the public dataset with attribution and a link to this report. Keep the publication date attached so a later offer change is not mistaken for the original snapshot.
Source: Referral Quest, Referral Offer Transparency Report 2026-07-29 (https://referral.quest/research/referral-offer-transparency-report)Change log
Dataset history
- BaselinePublished the first public dataset with 30 active offers and added a build-time completeness check.
- AddedAdded Synthesia, Undetectable AI and TruthScan as no-referral-benefit software listings.
- WithdrawnCursor remains a non-earning explainer after its referral program was discontinued; it is not counted as an active offer.