Wealthsimple
$25 added to your account for funding an eligible Wealthsimple account. The same signup without code 1U_2KW pays nothing.
What to do
- Open the Wealthsimple referral link; it applies automatically.
- Create a new account.
- Without the link, enter 1U_2KW during signup.
- Fund an eligible account for the $25 bonus.
The link applies the referral automatically. The code is only needed if you sign up without the link.
I may receive a reward if you use this link or code.
Terms apply.
Offer details checked against these provider pages on Jul 22, 2026.
About the Wealthsimple referral
Wealthsimple is a Toronto-based financial company used by millions of Canadians for commission-free stock and ETF trading, managed investing, high-interest cash accounts, and crypto. It supports registered accounts such as TFSAs, RRSPs, and FHSAs alongside personal accounts.
The referral program is simple: sign up through a referral link or enter a referral code, then fund an eligible account to receive the new-customer bonus. If you sign up without the link, you can enter code 1U_2KW when Wealthsimple asks for a referral or invite code during signup.
Whether you searched for a Wealthsimple promo code, invite code, or referral code, they all mean the same thing here - the current code is 1U_2KW, last verified on the date shown above. Wealthsimple also sometimes runs separate transfer promotions for moving accounts from other brokerages; those appear inside your account and do not need a code.
Put the $25 to work
Fund an eligible Wealthsimple account after signing up with code 1U_2KW or the referral link, and the $25 bonus can be added to your account.
Account eligibility and current terms still apply.Is there a working Wealthsimple referral code in 2026?
The code and link on this page were checked against Wealthsimple's referral terms on the date shown beside the listing. That is the honest form of the claim: not that it is guaranteed to work at the moment you read this, but that it matched the provider's own published terms on a specific date.
Wealthsimple's referral program is link-and-code based rather than a coupon. There is no checkout to apply a discount to; the referral attaches to your new account and the bonus is paid after you complete the funding requirement. If nothing appears to happen when you enter the code, that is expected — the reward comes later, not instantly.
The one thing that reliably breaks a Wealthsimple referral is entering it too late. It has to be attached during signup. An account created first and a code entered afterwards will generally not qualify, and this is the single most common reason people report the bonus never arriving.
Why a Wealthsimple code from a forum or comment thread often fails
Codes posted in forum threads, comment sections and aggregator lists go stale in predictable ways. The program itself changes and the old reward no longer exists. The code belongs to a promotion that ran in a different country or province. The person who posted it hit their referral cap. Or the thread is simply old enough that everything in it has been replaced at least once.
The number quoted alongside a code is the part that ages worst. A thread confidently describing a larger bonus is usually describing a limited-time promotion that has since ended, and reading it now produces the impression that a current, working offer is somehow inferior or fake. It is neither; it is just current.
There is also no advantage to hunting for a different code. Referral rewards on this program are set by Wealthsimple, not by the referrer, so every valid code pays the referred person the same amount. A code promising more is either describing an expired promotion or is not describing this program at all.
The listing on this page carries the date it was last checked against Wealthsimple's own terms. That date is the useful signal, and it is why it is displayed rather than a generic badge. If the offer has changed since, the provider's own page is the authority, and it is linked from this page.
What to do if the Wealthsimple bonus does not arrive
Work through it in order. First confirm the referral actually attached, which is visible in the account's rewards or promotions area rather than in your email. If it never attached, the deposit will not trigger anything regardless of size.
Second, confirm the deposit settled and landed in a qualifying account type. Funds still in transit do not count, and a deposit into a product the promotion does not cover will not qualify no matter how large it is.
Third, check the timing. Bonuses on programs like this are paid after a processing period rather than immediately, so a gap of days between meeting the requirement and seeing the reward is normal.
If all three check out and the reward still has not appeared after the stated period, contact Wealthsimple support directly with your signup date and the referral code. Referral Quest cannot credit a bonus or intervene with the provider — only Wealthsimple can.
Before you start
- Use the referral link or code before you finish creating the account. A referral generally cannot be attached to an account that already exists, and support is rarely able to apply one retroactively.
- Check which account types qualify on Wealthsimple's own current terms before funding. Bonus eligibility is tied to specific account types and a deposit that lands in a non-qualifying account will not trigger the reward.
- Complete identity verification early. A funding deadline runs from signup rather than from the day verification clears, so a slow verification eats into the window.
- Have the funding amount available before you start, and check the current minimum on the signup screen rather than relying on a figure quoted elsewhere.
- Do not close and reopen the account to retry a referral. Duplicate accounts breach the terms and put both at risk.
How to confirm it worked
- The referral or promotion appears on the signup confirmation screen, or in the account's rewards or promotions section, before you fund anything.
- Your deposit has fully settled rather than showing as pending. A transfer in progress usually does not count toward a funding requirement.
- The funds landed in the account type the promotion applies to, not a different Wealthsimple product.
- The rewards screen shows the bonus as pending or earned once the requirement is met.
- If nothing appears after the stated processing period, contact Wealthsimple support with the signup date and referral code before the promotion's window closes.
Ready to fund the account?
The catch is attribution: use the link or enter 1U_2KW during signup, then fund an eligible account. A completed signup without the referral generally cannot be fixed later.
I may receive a reward if you use this link or code.FAQ
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